Statutory Property Conveyance

Private installment underwriting for real estate

Institutional mortgages underwrite rigid W-2 guidelines rather than genuine solvency. We structure codified seller financing under federal statutes, transferring equitable title at contract execution.

Institutional Scale

Codified transaction volume

$28.4B

Annual seller-financed deeds recorded nationwide

100%

Recorded equitable title at contract execution

Sec. 453

Statutory IRS installment sale compliance

Tripartite Legal Architecture

Enforceable contractual mechanisms

Private conveyance relies on three mutually reinforcing legal documents that protect both buyer equity and capital integrity.

Promissory Note

Recorded Deed of Trust

Licensed Third-Party Escrow

A legally binding debt instrument establishing explicit principal repayment, amortized schedules, default remedies, and fixed interest terms without prepayment penalties.

Publicly registered security instrument creating a documented lien against the real property, guaranteeing immediate equitable title rights to the purchaser.

Neutral institutional loan servicing disburses monthly principal, reconciles annual property taxes, and manages insurance impounds through verified banking custody.

Initiate private underwriting review

Submit your prospective property parameters or schedule an architectural analysis with our dedicated conveyance advisory desk.